home only chattel loanDo you already own land, or have family land to put your home on? If you answered yes, then Cascade’s Chattel Loan is for you! Cascade’s Chattel Loan was designed with you in mind!
 

Qualifying for a Chattel Loan

  • Applicant must have 575+ credit
  • Minimum sales price of $52,500
  • Minimum loan amount of $30K
  • New single or multi-section manufactured homes are eligible
  • As low as 5% down
  • As high as 50% debt to income ratios
  • 20-23 year terms
  • Max loan of $125K
  • We offer very competitive rates and terms (see our rate sheets)
  • We allow up to one non occupant co-signer if he or she has a family relationship with the occupant signing on the loan

 

Rules for Chattel Loans

  • Chattel lending “Non Starters”
  • No repo on an auto loan within the last 24 months
  • No collection account greater than $1,000 opened within the last 12 months
  • Any active past due accounts must be paid current prior to close (collections & charge offs excluded)
  • Disputed accounts with a cumulative balance greater than $3,000 may result in a decline
  • Residual income test applies to all loans and is stricter for lower credit and higher DTI ratios

When you work with Cascade, you can count on the highest level of service in the industry. We have an A+ rating from the BBB and countless satisfied customers. Our loan specialists are highly skilled and take the time to understand your needs and offer personalized service based on those needs.

Do you qualify for a Chattel loan? You can find out by calling us at 877-869-7082 or starting your online application today. Follow the link below to our secure application.

Online Application

Currently lending in: AL, AR, AZ, DE, FL, GA, IN, KS, KY, MD, ME, MI, MS, NC, ND, NM, OH, OK, OR, PA, SD, TN, TX, WA