Manufactured Home: A pre-built home delivered to a homesite. It may or may not be permanently attached to the homesite/land. They come in single-wide or multi-wide units.
Modular Home: A mostly pre-built home assembled at the homesite and nearly always permanently attached to a foundation. Built to local building codes, they tend to be more expensive than manufactured homes.
Single-Family Home: A traditional site-built home. This category also includes condos and townhomes.
Multi-Family Home: Any property with 2-4 units/dwellings such as a duplex, tri-plex, or 4-plex. Homes with more than 4 units are not considered residential and are not eligible for financing with Cascade.
What is Chattel?
A Home Only (Chattel) loan means you will use this loan to finance only the manufactured home and you will not include the land in the loan.
Telephone Consumer Protection Act Consent
By agreeing to this Consent, you authorize Southwest Stage Funding, LLC, doing business as Cascade Financial Services and Cascade Land Home Financing, our affiliates, agents, service providers and assignees to deliver or cause to be delivered telephone calls and text messages made for advertising purposes or that constitute telemarketing using an automatic telephone dialing system (“ATDS”) and/or artificial or prerecorded voice to the residential land line or wireless number(s) you have provided to us in this Portal. You also acknowledge that you are not required to provide this authorization as a condition of obtaining a loan product offered by Cascade. You also consent to the monitoring and recording of your telephone calls with Cascade and its affiliates, agents, service providers and assignees to assure service quality and for other legitimate business reasons.
We will not charge you for any communication we make or attempt, but your service provider may. If you wish to withdraw your consent to receive advertising and telemarketing ATDS calls and texts or artificial or prerecorded messages, you agree to do so by calling us at (866) 939-5581, by replying STOP in response to text messages, by sending an email to us at email@example.com, or by writing to us at Cascade, Attn: Customer Service, 2701 E. Insight Way, Suite 150, Chandler, Arizona 85286. You understand that the text messaging service may be modified or terminated at any time, for any reason and without notice to you. You agree to notify us if any telephone number associated with your account changes or is reassigned to a new subscriber. By indicating your agreement above, you are certifying that you are authorized to provide this consent because you are either the subscriber of the telephone number or a non-subscriber customary user with authority to provide this consent.