Mortgage Calculators

Purchase Price $

Loan Term (Year)

Down Payment ($)

5%

Est. Annual Property Taxes ($)

1%

Interest Rate (%)

5%

Est. Annual Home Insurance $

Monthly HOA $

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$1421

Monthly FHA Payment

Principal & Interest $1421

Est. Annual Property Taxes $1421

Monthly HOA $1421

Est. Annual Home Insurance $1421

Up-Front MIP (1.75%)$0

Monthly Mortgage Insurance $0

FHA monthly mortgage insurance rates vary. This calculator is set up to reflect 90 bps of the loan amount when calculating the FHA monthly Mortgage Insurance amount.

First Time VA Loan?

Loan Term (Year)

Purchase Price $

Down Payment ($)

0%

Interest Rate ($)

5%

Est. Annual Property Taxes ($)

1%

Est. Annual Home Insurance ($) $

Monthly HOA $

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$1421

Monthly VA Payment

Principal & Interest $1421

Est. Annual Property Taxes $1421

Monthly HOA $1421

Est. Annual Home Insurance $1421

Purchase Price $1421

VA Funding Fee $1421

Amount Financed $1421

VA Funding Fees vary according to factors such as type of service, amount of disability, prior usage of this benefit, and loan type.

Conventional mortgages are ideal for buyers with good credit. Down payments for these loans are often between 5-20%.

Purchase Price $

Loan Term (Year)

Down Payment ($)

20%

Est, Annual Property Taxes ($)

1%

Interest Rate (%)

3.25%

Mortgage Insurance Rate (%)

0%

Est. Annual Home Insurance $

Monthly HOA $

Want a Copy of the Results?

$1421

Monthly Payment

Principal & Interest $1421

Est, Annual Property Taxes $1421

Monthly HOA $1421

Est. Annual Home Insurance $1421

Monthly PMI $0

This calculator does not include a mortgage insurance payment. Loans with less than 20% down payment will most often require monthly mortgage insurance.

Current Loan Amount $

Interest Rate %

Current Term months

Origination Year

New Loan Amount $

New Interest Rate %

New Loan Term months

Refinance Fees $

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Refinancing could save you

$/month

New monthly payment $

Refinance fees $

Lifetime Savings $

Enter your personalized information below to get a ballpark figure of the size of the home loan you can afford!

Annual Income $

Current Monthly Debt Payments $

Est. Annual Property Tax $

Est. Annual Home Insurance $

Down Payment $

Interest Rate %

Loan Term

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You can afford up to

$

Monthly Payment $

Principal & Interest $

Tax $

Insurance $

A 40% total debt ratio (house payment plus other monthly debts divided by your gross monthly income) was used to illustrate affordability. Individual ability to successfully budget will vary. This is not financial advice.

This calculator is provided for informational and educational purposes only. It should not in any way be construed as financial or legal advice. Your actual rate, payment and costs could be higher. Results do not reflect all loan programs and are subject to individual program loan limits. Qualification, rates, payments including mortgage insurance and the VA Funding Fee will vary based on timing and individual circumstances. This information should not be assumed to be free of errors. This is not a commitment to lend.

Mortgage Calculators

$1421

Monthly FHA Payment

$1421

Monthly VA Payment

$1421

Monthly Payment

Refinancing could save you

$/month

You can afford up to

$

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